Can I Get Car Repair Financing?

Even if you’re short on cash, the last thing you want to do is put off repairs and let your problems get worse! Taking out a loan should never be your first option, but if you need car repair financing to get back on the roads near Jersey City and Fort Lee, then our service team would be happy to point you in the right direction.

What is Car Repair Financing?

Car repair financing refers to any form of loan or credit that helps you keep your car in good, or at least adequate, condition. Making sure that you’re protected by some form of warranty of collision insurance can help you avoid the need for car repair financing in the first place, but we want you to make an informed decision no matter where you’re coming from:

• Car repair loans are usually personal loans, but in extreme straits, you might have to consider something like a cash advance or a payday loan.
• A credit check and/or collateral will usually be required.
• We don’t recommend these options because they’re often accompanied by high interest rates and fees.
• However, they may be the only solutions for the driver who needs to secure car repair financing with bad credit.
• Looking for an alternative? Consider the Synchrony Car Care™ credit card instead.

Should I Opt for Car Repair Financing?

Maybe you love your car, and you’d do anything to keep it on the road. With that said, it’s important to know when enough is enough! You should never drive a vehicle that makes you feel unsafe or uncomfortable. Ask yourself these questions before you commit to a lending program:

• Would the repairs cost more than the current total value of your vehicle?
• Would your car repair financing payments be more expensive than the payments on a new or used car?
• Are you likely to need more repairs in the near future?

If you answered yes to any of the above questions, car repair financing may not be the best option for you.

We Want to Help You Get Back on the Road

Our neighbors in the New York City area deserve to drive with confidence! If you’re in need of repairs, our service center experts will work with you to find a plan that fits your budget. We even offer auto parts and service coupons to help you save.